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SRP Cool Cash: The 2026 AC Rebate Explained

How SRP's Cool Cash rebate works in 2026, who qualifies, how much you can get, and the SEER2 and deadline details that decide whether you're eligible.

The short answer

SRP Cool Cash pays SRP electric customers up to $1,125 — plus a variable amount of up to $225 per ton of cooling — toward a qualifying high-efficiency system (15.2 SEER2 or higher) installed by April 30, 2027. RM III handles the paperwork for you.

By Raul Mori, Owner & third-generation HVAC technicianUpdated June 24, 20265 min read

What is SRP Cool Cash?

Cool Cash is Salt River Project's rebate program that rewards SRP electric customers for installing qualifying high-efficiency air conditioners and heat pumps. The goal is to reduce peak summer electricity demand across the Valley, so SRP shares part of the cost of upgrading to efficient equipment.

It's a true rebate — money back after a qualifying install — not a discount that may or may not be real. That's an important distinction when you're comparing quotes.

How much is the rebate, and who qualifies?

The 2026 essentials:

  • You must be an SRP electric customer (check your utility — Cool Cash is SRP-specific, not APS).
  • The new system must be 15.2 SEER2 or higher to qualify.
  • The rebate is up to $1,125, plus a variable amount of up to $225 per ton of cooling capacity.
  • The install must be completed by April 30, 2027.
  • The equipment generally must be an AHRI-matched system installed by a licensed contractor.

Not sure if you're SRP or APS?

Check the logo on your electric bill. Cool Cash applies to SRP electric customers only. APS ended its residential HVAC rebate on January 1, 2026 — see our APS guide.

Why does the 15.2 SEER2 threshold matter?

The federal minimum for new split-system ACs in the hot-dry Southwest is 14.3 SEER2. Cool Cash requires 15.2 SEER2 or higher, so you have to step up at least one efficiency tier above baseline to qualify. That higher-efficiency unit also tends to lower your summer bills — so the rebate and the savings stack.

This is why the right move isn't always the cheapest system: a slightly higher up-front cost can unlock the rebate and years of lower SRP bills.

How do you actually claim it?

The rebate has to be filed correctly with SRP, with the right equipment documentation, model numbers, and proof of a qualifying install. Mistakes or missing paperwork are the most common reason homeowners miss out.

RM III files the Cool Cash paperwork for you as part of a qualifying installation, and we'll confirm in writing which rebate amount your specific system earns before you commit — no vague 'up to' promises.

Common questions
  • Often, yes. Cool Cash is a utility rebate, while the income-qualified HEAR / Efficiency Arizona program is a separate federal incentive — many homeowners stack the two. (The federal 25C tax credit ended for installs after December 31, 2025, so it no longer stacks on a new 2026 install.) We'll point you to every program your system qualifies for; confirm tax specifics with your tax professional.

Terms in this guide

SRP Cool Cash
Salt River Project's rebate for SRP electric customers who install qualifying high-efficiency equipment (15.2 SEER2 or higher). It pays up to $1,125, with an additional variable amount based on system tonnage, for installs completed by April 30, 2027. RM III files the paperwork for you.
SEER2
Seasonal Energy Efficiency Ratio 2 — the current rating for how efficiently a central AC or heat pump cools over a season. Higher is more efficient. As of 2023 the federal minimum for new split-system ACs in the hot-dry Southwest (including Arizona) is 14.3 SEER2; SRP's Cool Cash rebate requires 15.2 SEER2 or higher.
AHRI-matched system
An outdoor and indoor unit certified by the Air-Conditioning, Heating, and Refrigeration Institute to perform together at their rated efficiency. Rebates and warranties generally require an AHRI-matched system — mixing mismatched parts can void both.
Ton (of cooling)
A measure of an air conditioner's cooling capacity. One ton equals 12,000 BTU/hour of heat removal. Phoenix homes are commonly sized around 1 ton per 400–600 square feet, but the only correct way to size a system is a Manual J load calculation — not a rule of thumb.
Heat pump
An all-electric system that both cools and heats by moving heat rather than burning fuel. A heat pump cools exactly like an AC in summer and reverses to provide efficient heat in Phoenix's mild winters — one system instead of a separate AC and furnace.
See the full HVAC glossary
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Rebates & incentives

SRP & federal incentives — see what you qualify for

SRP offers Cool Cash (up to $1,125, $225/ton for variable systems, by April 30, 2027), and the income-qualified federal HEAR rebate can stack on top. Pick your utility and equipment for the honest picture. We will assist with the necessary paperwork.

Who's your electric utility?

What are you installing?

SRP Cool Cash

Likely available

Up to $1,125 — plus $225 per ton for variable-capacity

SRP customers can earn Cool Cash on qualifying high-efficiency AC, heat pumps, and mini-splits (generally SEER2 15.2 or higher), with up to $225/ton more for variable-capacity systems — installed by April 30, 2027. We file the paperwork for you.

View the SRP Cool Cash rebate program

Federal 25C tax credit

Not available

Ended December 31, 2025

The federal Energy Efficient Home Improvement Credit (25C) ended for equipment placed in service after December 31, 2025. If your system was installed by that date you may still claim it on your 2025 return (IRS Form 5695) — confirm with your tax professional.

Federal HEAR rebate (income-qualified)

Worth checking

Up to $8,000 toward a heat pump

The Home Electrification & Appliance Rebates (HEAR) program offers up to $8,000 toward a qualifying heat pump for income-qualified Arizona households, available through September 30, 2031. Eligibility is based on your area median income — we'll help you check.

Learn about the HEAR Program

We file the SRP paperwork for you

This isn’t tax advice — confirm HEAR (and any legacy 25C claim) specifics with your tax professional. Program amounts and dates can change; see full financing & rebate details.